Raphaël Xiol graduated in Economics at HEC in Liège.
During his almost 30-year carreer in the banking sector, Raphaël became an expert in lending and all services dedicated to large corporate players.
Raphaël worked as Corporate Account Manager before becoming Head of the Large Corporate Team of ING Luxembourg. He developed a passion for Real Estate 9 years ago, and successfully set up the ING Real Estate Finance franchise in Luxembourg in 2015.
Acting as REF Luxembourg Country Head, he built up a large network within the Real Estate community and has actively participated to the success of his clients in Luxembourg, and the financing of iconic Trophy assets in his country.
Raphaël is customer centric, creative and skilled at setting up financings for complex Real Estate projects.